48 Jean Dr, Englewood Cliffs, NJ 07632 Property Records

Bergen County and Englewood Cliffs Borough property record for 48 Jean Dr, Englewood Cliffs, NJ 07632

Property Summary

Property Type	Single Family Home
Details	4,363 sqft · built 1997
Lot Size	0.412 acres (17,955 sqft)
Owner	2 Individual Names on File
Last Sale	$2,105,000 (Jun 2024)
Tax Bill	$20,970 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01009-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`16-01009-0000-00011`
Alternative APNs	`160100900011` `166400`

Interior

Building Area	4,363 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	17,955 sqft (0.412 acres)
Lot Dimensions	189 ft deep x 95 ft wide

Location & Zoning

Account Number	166400
Street Address	48 JEAN DR
City	ENGLEWOOD CLIFFS
State	NJ
Zip	07632-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	95X189 IRREG
Legal Subdivision	HUDSON HILLS INC SEC V
Legal Block	1009
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	ENGLEWOOD CLIFFS
Census Block Group	1
Census Block	1014
Census Tract	16000

Owner

48 Jean Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Intrafamily Transfer, Transfer
Apr 3, 2017	Deed of Trust, Mortgage · ARM NEW MILLENIUM BANK
Oct 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SPENCER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Document Number	202436526
Deed Book / Page	5263 / 428
Prior Transfer Date	Aug 19, 2023
Prior Transfer Doc	0050670732
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Aug 25, 2023
Property Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227
Document Number	0050670732
Book / Page	5067 / 732
Instrument Date	Aug 19, 2023
Instrument	2023055777
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORSYN ABSTRACTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025790312
Date	Apr 3, 2017
Book Page	02579/0312
Instrument	17-028142.02

Lender

Name	NEW MILLENIUM BANK
Address	FORT LEE, NJ 07024

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Max Rate At Change	6.87%
Index	Prime Rate
Margin	2
Max Rate	9.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 JEAN DR, ENGLEWOOD CLIFFS, NJ 07632-2227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033671144
Date	Oct 4, 2019
Book Page	3367/1144
Instrument	19-066039

Lender

Name	SPENCER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 48 Jean Dr was $20,970, up 0.9% from the year before.

Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Englewood Cliffs Borough
Unified School District	Englewood Cliffs Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,800,000 (-) Land $1,260,700 Building $539,300	$1,800,000 (-) Land $1,260,700 Building $539,300
2025	$20,970.00 (+0.87%)	$1,800,000 Land $1,260,700 Building $539,300	$1,800,000 Land $1,260,700 Building $539,300
2024	$20,790.00
2023		$1,800,000 (-) Land $1,260,700 Building $539,300	$1,800,000 (-) Land $1,260,700 Building $539,300
2022	$20,214.00 (-0.09%)	$1,800,000 Land $1,260,700 Building $539,300	$1,800,000 Land $1,260,700 Building $539,300
2021	$20,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Jean Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Jean Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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