Cheshire County and Swanzey Town property record for 48 James Rd, Swanzey, NH 03446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 996 sqft · built 1996 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Dec 2007) |
| Tax Bill | $4,135 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | SWNZ M:019 B:089 |
| Primary APN | SWNZ M:019 B:089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,648 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 48 JAMES RD |
|---|---|
| City | SWANZEY |
| State | NH |
| Zip | 03446-2000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL/ |
| Legal Block | 6 |
| Jurisdiction | SWANZEY TOWN NH |
| Township / Civil Division | SWANZEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970901 |
48 James Rd is owned and occupied by an individual who bought it in December 2007.
Source: Cheshire County and Swanzey Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 JAMES RD, SWANZEY, NH 03446-2000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2007 · Amount on File |
| Deed Sale | Dec 3, 2007 · Amount on File |
| Deed Book / Page | 2479 / 636 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 48 James Rd was $4,135, up 5.9% from the year before.
Source: Cheshire County and Swanzey Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Swanzey Town |
| Unified School District | Monadnock Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,135.00 (+5.89%) | $204,900 (-) Land $85,700 Building $119,200 |
| 2024 | $3,905.00 (+9.69%) | $204,900 (+54.64%) Land $85,700 Building $119,200 |
| 2023 | $3,560.00 (+6.65%) | $132,500 (-0.75%) Land $60,400 Building $72,100 |
| 2022 | $3,338.00 | $133,500 Land $61,400 Building $72,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 48 James Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 James Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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