48 James Pl, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 48 James Pl, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,364 sqft · built 1954
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Aug 2015)
Tax Bill	$10,266 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00258-0000-00131`

Property Details

APN / Parcel Number

Primary APN	`31-00258-0000-00131`
Alternative APNs	`310025800131` `465100`

Interior

Stories	1 Story
Building Area	2,364 sqft Living Area
1st Floor Area	2,364 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	465100
Street Address	48 JAMES PL
City	LODI
State	NJ
Zip	07644-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	PROVIDENTAL LAND & IMPROV
Legal Block	258
Legal Lot Number	131
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 JAMES PL, LODI, NJ 07644-3333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 6, 2018	Deed of Trust, Mortgage · FHA Mortgage 1ST 2ND MORTGAGE CO
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Document Number	201558787
Deed Book / Page	2015 / 1
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0020150001
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 JAMES PL, LODI, NJ 07644-3333
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045950938
Date	Feb 24, 2022
Book Page	4595/938
Instrument	2022024043

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 JAMES PL, LODI, NJ 07644-3333
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031242413
Date	Dec 6, 2018
Book Page	3124/2413
Instrument	2018-085933.01

Lender

Name	1ST 2ND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 JAMES PL, LODI, NJ 07644-3333
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JAMES PL, LODI, NJ 07644-3333

Mortgage

Document Number	0040761919
Date	Apr 14, 2021
Book Page	4076/1919
Instrument	2021056109

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $160,000 Building $130,000	$290,000 (-) Land $160,000 Building $130,000
2025	$10,266.00 (+5.62%)	$290,000 (-) Land $160,000 Building $130,000	$290,000 (-) Land $160,000 Building $130,000
2024	$9,720.00 (+2.69%)
2023		$290,000 Land $160,000 Building $130,000	$290,000 Land $160,000 Building $130,000
2022	$9,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	21 (1999–2021)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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