48 Inverness Pl, Durango, CO 81301 Property Records

La Plata County property record for 48 Inverness Pl, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1999
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Apr 2024)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2018 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`5597-104-12-030`

Property Details

APN / Parcel Number

Primary APN	`5597-104-12-030`
Alternative APN	`R417468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	2,056 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	10,759 sqft (0.247 acres)
Garage Type	Attached
Garage Area	558 sqft
Porch	Unfinished Open Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R417468
Street Address	48 INVERNESS PL
City	DURANGO
State	CO
Zip	81301-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DALTON RH/GOLF IV G BLOCK: 0 LOT: 30 DALTON RANCH & GOLF CLUB PHASE, IV COMPLEX G PROJ #95-1 48 INVERNESS PL DURANGO 81301
Legal Subdivision	DALTON RH/GOLF IV G
Legal Block	1
Legal Lot Number	30
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1012
Census Tract	970705

Owner

48 Inverness Pl is owned by an individual who bought it in April 2024.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2870 4TH AVE, 302, SAN DIEGO, CA 92103-6272
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF DURANGO
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 3, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Sep 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Prior Sale	Jul 18, 2013 · Amount on File
Deed Document Number	20241231147
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	0001134139
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 4, 2024
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Document Number	0001231147
Map Reference	DOC 693422
Instrument Date	Apr 4, 2024
Instrument	1231147
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 4TH AVE APT 302, 302, SAN DIEGO, CA 92103-6272

Mortgage

Document Number	0001231148
Date	Apr 4, 2024
Instrument	1231148

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	1-Year CMT
Margin	3
Max Rate	12.3%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001145448
Date	Jul 13, 2018
Instrument	1145448

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172029
Date	Jun 3, 2020
Instrument	1172029

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001184726
Date	Jan 7, 2021
Instrument	1184726

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001209684
Date	May 3, 2022
Instrument	1209684

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	83020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 2, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Sep 29, 2017
Property Address	48 INVERNESS PL, DURANGO, CO 81301-3755
Document Number	0001134139
Instrument Date	Sep 26, 2017
Instrument	1134139
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 IVERNESS PL, DURANGO, CO 81301-3755

Mortgage

Document Number	0001134140
Date	Sep 29, 2017
Instrument	1134140

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,080 (+0.57%) Land $14,610 Building $43,470	$924,080 (-) Land $232,380 Building $691,700
2025	$3,242.00 (+79.81%)	$57,750 (+38.92%) Land $14,520 Building $43,230	$924,080 (+48.93%) Land $232,380 Building $691,700
2023	$1,803.00 (+14.62%)	$41,570 (+15.89%) Land $10,560 Building $31,010	$620,500 (+20.24%) Land $157,630 Building $462,870
2022	$1,573.00	$35,870 Land $11,430 Building $24,440	$516,040 Land $164,450 Building $351,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Inverness Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Inverness Pl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people · EPA ID CO0134065
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Inverness Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures