Essex County and Rowley Town property record for 48 Hutts Ln, Rowley, MA 01969
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.952 acres (41,480 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,575,000 (Feb 2022) |
| Tax Bill | $2,503 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0008 B:0062 L:0000 |
| Primary APN | ROWL M:0008 B:0062 L:0000 |
|---|
| Lot Area | 41,480 sqft (0.952 acres) |
|---|
| Street Address | 48 HUTTS LN |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1915 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | OUT |
| Legal Block | 62 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 270100 |
48 Hutts Ln, residential vacant land, is owned by a company that bought it in February 2022.
Source: Essex County and Rowley Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 BRIGHTON ST, BELMONT, MA 02478-4007 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage TRUST BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Oct 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Oct 7, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK |
| Feb 1, 2022 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Deed Document Number | 20222270 |
| Deed Book / Page | 40697 / 536 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 040697-536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | May 27, 2026 |
| Property Address | 48 HUTTS LN, ROWLEY, MA 01969-1915 |
| Document Number | 043406-438 |
| Book / Page | 43406 / 438 |
| Instrument Date | May 22, 2026 |
| Instrument | 20261250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000001250, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 43406/438 |
| Instrument | 20261250 |
| Name | TRUST BANK |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 48 HUTTS LN, ROWLEY, MA 01969-1915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040745-530 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 40745/530 |
| Instrument | 20220223003060 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 48 HUTTS LN, ROWLEY, MA 01969-1915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041235-521 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 41235/521 |
| Instrument | 20221007004050 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 48 HUTTS LN, ROWLEY, MA 01969-1915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041235-484 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 41235/484 |
| Instrument | 20221007004040 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 48 HUTTS LN, ROWLEY, MA 01969-1915 |
| Document Number | 040697-536 |
| Book / Page | 40697 / 536 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 20220201002270 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 CONCORD AVE, BELMONT, MA 02478-1016 |
The 2026 property tax bill for 48 Hutts Ln was $2,503, up 7.8% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,503.00 (+7.84%) | $207,000 (+4.97%) Land $207,000 |
| 2025 | $2,321.00 (+2.07%) | $197,200 (+4.95%) Land $197,200 |
| 2024 | $2,274.00 (+6.91%) | $187,900 (+14.99%) Land $187,900 |
| 2023 | $2,127.00 | $163,400 Land $163,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Hutts Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 Hutts Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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