48 Hurd St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 48 Hurd St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,214 sqft · built 1940
Lot Size	0.149 acres (6,473 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Aug 2022)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B:056 L:231 S:024`

Property Details

APN / Parcel Number

Primary APN	`B:056 L:231 S:024`
Alternative APN	`LYNN M:056 B:231 L:024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,214 sqft Living Area
Gross Area	3,400 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,473 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 HURD ST
City	LYNN
State	MA
Zip	01905-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	231
Legal Lot Number	24
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	205700

Owner

48 Hurd St is owned and occupied by two individuals who bought it in August 2022.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 HURD ST, LYNN, MA 01905-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	2022406
Deed Book / Page	41155 / 197
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	041155-197
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 26, 2022
Property Address	48 HURD ST, LYNN, MA 01905-1219
Document Number	041155-197
Book / Page	41155 / 197
Instrument Date	Aug 25, 2022
Instrument	406
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 HURD ST, LYNN, MA 01905-1219

Mortgage

Document Number	0000000407
Date	Aug 26, 2022
Instrument	407

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	041155-220
Date	Aug 26, 2022
Book Page	41155/220

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 27, 2020
Property Address	48 HURD ST, LYNN, MA 01905-1219
Document Number	39230-324
Book / Page	039230 / 000324
Instrument Date	Nov 6, 2020
Instrument	27002440
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HURD ST LYNN MA 01905, LYNN, MA 01905

Tax Assessment & Valuation

The 2025 property tax bill for 48 Hurd St was $5,082, up 5.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,082.00 (+5.57%)	$490,500 (+7.28%) Land $186,700 Building $303,800	$529,815
2024	$4,814.00 (+1.88%)	$457,200 (+7.88%) Land $177,700 Building $279,500
2023	$4,725.00	$423,800 Land $178,500 Building $245,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Hurd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Hurd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hurd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures