48 Howard Ave, Norwalk, CT 06855 Property Records

Norwalk City property record for 48 Howard Ave, Norwalk, CT 06855

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,260 sqft · built 1951
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$502,000 (Feb 2023)
Tax Bill	$8,463 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:19 L:17`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:19 L:17`
Alternative APNs	`NORW M:3 B:19 L:17` `NWLK M:3 B:19 L:17` `7250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7250
Street Address	48 HOWARD AVE
City	NORWALK
State	CT
Zip	06855-1509
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C
Legal Block	19
Legal Lot Number	17
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4003
Census Tract	44300

Owner

48 Howard Ave, a duplex, is owned and occupied by an individual who bought it in February 2023.

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 21, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Prior Sale	Nov 2, 2007 · Amount on File
Deed Document Number	20232023001157
Deed Book / Page	9574 / 84
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009916-242
Date	Sep 17, 2025
Book Page	9916/242
Instrument	2025007354

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009178-242
Date	Feb 25, 2021
Book Page	9178/242
Instrument	2021002365

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Feb 21, 2023
Property Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Document Number	0009574-84
Book / Page	9574 / 84
Instrument Date	Feb 17, 2023
Instrument	2023001157
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HOWARD AVE, NORWALK, CT 06855-1509

Mortgage

Document Number	2023001158
Date	Feb 21, 2023
Instrument	2023001158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8928-138
Date	Dec 11, 2019
Book Page	8928/138

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	48 HOWARD AVE, NORWALK, CT 06855-1509
Document Number	8511-35
Book / Page	008511 / 000035
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8511-35
Date	Apr 10, 2017
Book Page	008511/000035

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 48 Howard Ave was $8,463, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,463.00 (+1.39%)	$349,250 (-) Land $166,580 Building $182,670	$603,266 (+146.76%)
2025	$8,347.00	$349,250 Land $166,580 Building $182,670	$244,475 Land $116,606 Building $127,869
2024	$8,347.00 (+17.78%)
2023	$7,087.00 (+9.28%)	$282,510 (+6.93%) Land $129,210 Building $153,300
2022	$6,485.00	$264,210 Land $129,210 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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