Franklin County and Malone Town property record for 48 Howard Ave, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,327 sqft · built 1920 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,742 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| APN | 2.-082-08 |
| Primary APN | 2.-082-08 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Upper Floors Area | 425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 109 ft deep x 117 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 655 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2.-082-08 |
|---|---|
| Street Address | 48 HOWARD AVE |
| City | MALONE |
| State | NY |
| Zip | 12953-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | SECC BLOCK314 LOT1 2 |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 951400 |
Source: Franklin County and Malone Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 HOWARD AVE, MALONE, NY 12953-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 48 HOWARD AVE, MALONE, NY 12953-2024 |
| Document Number | 0000002397 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ETNA ABSTRACT, ETNA ABS |
| Name | Verified Name |
|---|---|
| Address | 48 HOWARD AVE MALONE NY 129532024, MALONE, NY 12953-2024 |
| Document Number | 0000002397 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2397 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MALONE, NY 12953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County and Malone Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Municipality | Malone Village |
| Unified School District | Malone Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 | $49,600 (-) Land $8,100 Building $41,500 | $91,852 (+11.11%) Land $15,000 Building $76,852 |
| 2023 | $49,600 Land $8,100 Building $41,500 | $82,667 Land $13,500 Building $69,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALONE V serves 13,232 people · EPA ID NY1600008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber, Westelcom Networks.
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