48 Howard Ave, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 48 Howard Ave, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,223 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$397,000 (Jul 2018)
Tax Bill	$8,021 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jan 2018 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-106-00-0381`

Property Details

APN / Parcel Number

Primary APN	`62-106-00-0381`
Alternative APNs	`2009-62-106-00-0381-0` `62106000381000000000` `282009 62.-106-381` `62106 03810`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	936 sqft
Basement Area	234 sqft
Finished Basement	234 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	234 sqft
Balcony Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62106 03810
Street Address	48 HOWARD AVE
City	FREEPORT
State	NY
Zip	11520-6250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	381-382,430
Legal Subdivision	MAP OF FREEPORT GABLES SEC 2
Legal Block	106
Legal Lot Number	381
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2004
Census Tract	414502

Owner

48 Howard Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 HOWARD AVE, FREEPORT, NY 11520-6250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Grant Deed, Transfer INTERCONTINENTAL CAP
Jan 17, 2018	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY
Dec 4, 2017	Quit Claim Deed, Transfer JUDICIAL TITLE INSURANCE AGENCY INC
May 23, 2017	Trustee's Deed, Foreclosure WEB TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Jan 17, 2018 · Amount on File
Deed Document Number	201858581
Deed Book / Page	13673 / 576
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	2017120625
Record Updated	Oct 29, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Jul 5, 2018
Property Address	48 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0136730576
Book / Page	013673 / 000576
Instrument Date	Jun 29, 2018
Instrument	58581
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,588.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14746 109TH AVE JAMAICA NY 114355416, JAMAICA, NY 11435-5416

Mortgage

Document Number	429230680
Date	Jul 5, 2018
Book Page	042923/000680
Instrument	58582

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Jan 17, 2018
Property Address	48 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0136090714
Book / Page	013609 / 000714
Instrument Date	Jan 5, 2018
Instrument	4911
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 GUY LOMBARDO AVE FREEPORT NY 115206215, FREEPORT, NY 11520-6215

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 4, 2017
Property Address	48 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0135920987
Book / Page	013592 / 000987
Instrument Date	Apr 10, 2017
Instrument	120625
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NASSAU NY
Recording Date	May 23, 2017
Property Address	48 HOWARD AVE, FREEPORT, NY 11520-6250
Document Number	0135110903
Book / Page	013511 / 000903
Instrument Date	Feb 21, 2017
Instrument	51502
Transaction Type	Foreclosure
Record Updated	Jun 21, 2017
Title Company	WEB TITLE

Transaction

Amount	Amount on Record
Tax	$2,076.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

The 2025 property tax bill for 48 Howard Ave was $8,021.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Freeport Village
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372 Land $150 Building $222	$372,000
2025	$8,021.00
2023	$7,963.00 Additional exemption filed	$354 Land $143 Building $211	$354,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Howard Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	407 in force
Nearby Flood Claims	871 (1978–2024)
Claims Outside the SFHA	6 of 871
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 464 claims Hurricane Irene, Sep 2011 · 145 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT (V) serves 45,000 people · EPA ID NY2902823
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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