48 Hines Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 48 Hines Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,386 sqft · built 1996
Lot Size0.585 acres (25,483 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Mar 2008)
Tax Bill$7,682 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN8868-61

Property Details

APN / Parcel Number

Primary APN8868-61
Alternative APN
  • CUMB M:018 B:0294 L:000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,386 sqft Living Area
Gross Area5,240 sqft
1st Floor Area1,358 sqft
Basement Area1,470 sqft
Unfinished Basement1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,483 sqft (0.585 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number8868-61
Street Address48 HINES RD
CityCUMBERLAND
StateRI
Zip02864-6185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block294
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1025
Census Tract11302

Owner

48 Hines Rd is owned and occupied by two individuals who bought it in March 2008.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address48 HINES RD, CUMBERLAND, RI 02864-6185
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2008 · Amount on File
Deed SaleMar 11, 2008 · Amount on File
Deed Book / Page1417 / 539
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address48 HINES RD, CUMBERLAND, RI 02864-6185
Transaction TypeMortgage
Record UpdatedMar 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1879-51
DateMar 4, 2021
Book Page1879/51
Instrument122123
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueApr 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 48 Hines Rd was $7,682, up 3.5% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,682.00 (+3.53%)$767,400 (+26.91%) Land $267,400 Building $500,000$765,976
2025$7,420.00$604,700 Land $176,200 Building $428,500
2023$7,027.00 (+4.4%)$604,700 (+34.68%) Land $176,200 Building $428,500
2022$6,731.00$449,000 Land $110,100 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Hines Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 48 Hines Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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