48 Hillside Rd, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 48 Hillside Rd, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,854 sqft · built 1959
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Dec 2022)
Tax Bill	$11,363 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:020 B:013 L:003`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:020 B:013 L:003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Gross Area	3,797 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	48 HILLSIDE RD
City	BOXFORD
State	MA
Zip	01921-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	L DONALD & BARBARA B COLE
Legal Block	13
Legal Lot Number	3
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	5
Census Block	5018
Census Tract	213100

Owner

48 Hillside Rd is owned and occupied by an individual who bought it in December 2022.

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 HILLSIDE RD, BOXFORD, MA 01921-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage DIRECT CREDIT UNION
Dec 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIRECT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Aug 25, 2008 · Amount on File
Deed Document Number	2022950
Deed Book / Page	41358 / 574
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Recording Date	Sep 23, 2026
Property Address	48 HILLSIDE RD, BOXFORD, MA 01921-1615
Document Number	0000000670
Book / Page	43644 / 112
Instrument Date	Sep 18, 2026
Instrument	2026670
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HILLSIDE RD, BOXFORD, MA 01921-1615

Mortgage

Document Number	0000000670,
Date	Sep 23, 2026
Book Page	43644/112
Instrument	2026670

Lender

Name	DIRECT CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Dec 19, 2022
Property Address	48 HILLSIDE RD, BOXFORD, MA 01921-1615
Document Number	041358-574
Book / Page	41358 / 574
Instrument Date	Dec 19, 2022
Instrument	20221219000950
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HILLSIDE RD, BOXFORD, MA 01921-1615

Mortgage

Document Number	221219000960
Date	Dec 19, 2022
Instrument	221219000960

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Type Change Date	Jan 1, 2033
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 48 Hillside Rd was $11,363, up 8.2% from the year before.

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,363.00 (+8.22%)	$839,200 (+7.49%) Land $440,900 Building $398,300	$791,532 (-10.61%)
2025	$10,500.00 (+7.88%)	$780,700 (+4.68%) Land $419,900 Building $360,800	$885,495
2024	$9,733.00 (+12.61%)	$745,800 (+19.42%) Land $419,900 Building $325,900
2023	$8,643.00	$624,500 Land $375,100 Building $249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Hillside Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Hillside Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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