48 Hillside Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 48 Hillside Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,075 sqft · built 1984
Lot Size0.453 acres (19,728 sqft)
Owner2 Individual Names on File
Last Sale$710,000 (Sep 2025)
Tax Bill$9,537 (2025)
Deeds & MortgagesJul 2022 Mortgage
Apr 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2021-3

Property Details

APN / Parcel Number

Primary APNC62-000-741-2021-3
Alternative APNs
  • 36-27-15-96586-022-0190
  • 271536965860220190
  • 152736965860220190
  • R391661

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,075 sqft Living Area
Gross Area2,899 sqft
1st Floor Area2,075 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area19,728 sqft (0.453 acres)
Lot Dimensions161 ft deep x 111 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area362 sqft
Deck Area330 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR391661
Street Address48 HILLSIDE CT
CityPALM HARBOR
StateFL
Zip34683-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWESTLAKE VILLAGE SECTION II BLK 22, LOT 19
Legal Range15E
Legal Township27S
Legal Section36
Legal SubdivisionWESTLAKE VILLAGE
Legal Tract96586
Legal Block22
Legal Lot Number19
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3022
Census Tract27206

Owner

48 Hillside Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Apr 2, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Sep 9, 2025Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2025 · Amount on File
Deed SaleSep 9, 2025 · Amount on File
Prior SaleJul 19, 2022 · Amount on File
Deed Document Number2025258957
Deed Book / Page23289 / 1821
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6260 GEORGETOWN RD, BROAD RUN, VA 20137-2047

Mortgage

Document Number0221390183
DateJul 19, 2022
Book Page22139/183
Instrument2022222189
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902

Mortgage

Document Number0227530428
DateApr 2, 2024
Book Page22753/428
Instrument2024082413
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueApr 1, 2034

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 9, 2025
Property Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902
Document Number0232891821
Book / Page23289 / 1821
Map ReferenceMB 78 PG 79-81
Instrument DateSep 5, 2025
Instrument2025258957
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyALBRITTON TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,970.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address870 CALLISTA CAY LOOP, TARPON SPRINGS, FL 34689-0003

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 HILLSIDE CT, PALM HARBOR, FL 34683-2902

Mortgage

Document Number0232891823
DateSep 9, 2025
Instrument23289/1823
Lender
NameASSOCIATED CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateOct 1, 2040
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.5%
Index1-Year T-Bill
Max Rate11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 48 Hillside Ct was $9,537, up 4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,537.00 (+3.98%)$562,668 (+1.49%) Land $185,412 Building $377,256$562,668 (+1.49%) Land $185,412 Building $377,256
2024$9,172.00 (-0.89%) Homeowner's exemption$554,394 (+0.84%)$554,394 (+0.84%) Land $220,562 Building $333,832
2023$9,254.00 (+221.99%) Homeowner's exemption$549,768 (+182.5%)$549,768 (+22.62%) Land $250,105 Building $299,663
2022$2,874.00 Homeowner's exemption Widower's exemption$194,605$448,350 Land $247,984 Building $200,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48 Hillside Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Hillside Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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