48 Hildreth Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 48 Hildreth Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,506 sqft · built 1987
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$497,100 (Jul 2015)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:005 L:055`

Property Details

APN / Parcel Number

Primary APN	`HARP M:005 L:055`
Alternative APN	`185`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	7,196 sqft
1st Floor Area	2,126 sqft
Basement Area	2,056 sqft
Unfinished Basement	412 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	185
Street Address	48 HILDRETH RD
City	HARPSWELL
State	ME
Zip	04079-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	55
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	1
Census Block	1006
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records · APN HARP M:005 L:055

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 HILDRETH RD, HARPSWELL, ME 04079-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 21, 2020	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2015 · Amount on Record
Deed Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	201533317
Deed Book / Page	32420 / 194
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	48 HILDRETH RD, HARPSWELL, ME 04079-2824
Document Number	0365100246
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HILDRETH RD HARPSWELL ME 040792824, HARPSWELL, ME 04079-2824

Mortgage

Document Number	0365100246
Date	Mar 16, 2020
Book Page	036510/000246
Instrument	14192

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	48 HILDRETH RD, HARPSWELL, ME 04079-2824
Document Number	0363710250
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HILDRETH RD HARPSWELL ME 040792824, HARPSWELL, ME 04079-2824

Mortgage

Document Number	0363710250
Date	Jan 27, 2020
Book Page	036371/000250
Instrument	4627

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,856.00 (+4.72%)	$729,100 (-) Land $315,700 Building $413,400
2024	$4,637.00 (+4.25%)	$729,100 (-) Land $315,700 Building $413,400
2023	$4,448.00 (+3.39%)	$729,100 (-) Land $315,700 Building $413,400
2022	$4,302.00	$729,100 Land $315,700 Building $413,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

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