Okaloosa County property record for 48 Hidden Cove Dr, Valparaiso, FL 32580
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,314 sqft · built 1986 |
| Lot Size | 0.048 acres (2,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,100 (Jun 2017) |
| Tax Bill | $1,121 (2025) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C56-000-593-9531-9 |
| Primary APN | C56-000-593-9531-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,314 sqft Heated Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 2,104 sqft (0.048 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 48 HIDDEN COVE DR |
|---|---|
| City | VALPARAISO |
| State | FL |
| Zip | 32580-1263 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HIDDEN COVE UNIT 48 |
| Legal Range | 23 |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | HIDDEN COVE |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21200 |
48 Hidden Cove Dr, a townhouse, is owned and occupied by an individual who bought it in June 2017.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 HIDDEN COVE DR, VALPARAISO, FL 32580-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on File |
| Deed Sale | Jun 22, 2017 · Amount on File |
| Prior Sale | Sep 7, 2011 · Amount on File |
| Deed Document Number | 3142744 |
| Deed Book / Page | 3305 / 0563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 22, 2017 |
| Property Address | 48 HIDDEN COVE DR, VALPARAISO, FL 32580-1263 |
| Document Number | 0033050563 |
| Book / Page | 003305 / 000563 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 3142744 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $287.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1901 W VIRGINIA AVE PHOENIX AZ 850091916, PHOENIX, AZ 85009-1916 |
The 2025 property tax bill for 48 Hidden Cove Dr was $1,121 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Valparaiso City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,121.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $121,789 | $289,412 Land $140,000 Building $149,412 |
| 2023 | $996.00 (+4.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $114,910 (+3%) | $272,638 (+19.05%) Land $120,000 Building $152,638 |
| 2022 | $957.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $111,563 | $229,011 Land $100,000 Building $129,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Hidden Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1995–2013) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Hidden Cove Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALPARAISO serves 5,722 people · EPA ID FL1460149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Fiber | 1,000 / 35 |
| City of Valparaiso Cable | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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