48 Heritage Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 48 Heritage Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$192,000 (Feb 2020)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10A-2-Q-4`

Property Details

APN / Parcel Number

Primary APN	`10A-2-Q-4`
Alternative APN	`16274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,340 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16274
Old Parcel Number	10A-2-Q-4
Street Address	48 HERITAGE LN
City	COLONIAL BEACH
State	VA
Zip	22443-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BERKLEY BEACH LOT 4 BK Q SEC BDB 928 PG 51 R/S
Legal Block	Q
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	48 HERITAGE LN, COLONIAL BEACH, VA 22443-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Sep 12, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PRINCE WILLIAM MARINE SALES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	0000092851
Deed Book / Page	928 / 51
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 3, 2020
Property Address	48 HERITAGE LN, COLONIAL BEACH, VA 22443-5649
Document Number	0009280051
Instrument Date	Jan 30, 2020
Instrument	09280051
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HERITAGE LN, COLONIAL BEACH, VA 22443-5649

Mortgage

Document Number	0009280054
Date	Feb 3, 2020
Instrument	09280054

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 12, 2019
Property Address	48 HERITAGE LN, COLONIAL BEACH, VA 22443-5649
Document Number	0009230677
Instrument Date	Sep 11, 2019
Instrument	09230677
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915

Mortgage

Document Number	0009230679
Date	Sep 12, 2019
Instrument	09230679

Lender

Name	PRINCE WILLIAM MARINE SALES INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00 (+9.67%)	$193,600 (-) Land $14,300 Building $179,300	$193,600 (-) Land $14,300 Building $179,300
2023	$1,200.00	$193,600 Land $14,300 Building $179,300	$193,600 Land $14,300 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heritage Ln

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