48 Harbin Hill Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 48 Harbin Hill Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,058 sqft · built 1983
Lot Size	0.587 acres (25,570 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,318 (2026)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0766335`

Property Details

APN / Parcel Number

Primary APN	`R0766335`
Alternative APNs	`07-3966-02-3-09-01-0000` `0000424789`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,570 sqft (0.587 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Deck Area	32 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000424789
Street Address	48 HARBIN HILL RD
City	KALISPELL
State	MT
Zip	59901-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE TERRACE 2 AMD, S02, T28 N, R21 W, LOT 39, ASSR# 0000424789
Legal Range	21W
Legal Township	28N
Legal Section	02
Legal Subdivision	SUNRISE TERRACE 2 AMD
Legal Lot Number	39
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2002
Census Tract	1202

Owner

48 Harbin Hill Rd is held in a trust since August 2025.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	549 CORDON RD SE, SALEM, OR 97317
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024
Deed Sale	Aug 28, 2024
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	202415555
Last Transfer Date	Aug 14, 2025
Transfer Doc	0000017868
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 16, 2018
Property Address	48 HARBIN HILL RD, KALISPELL, MT 59901-7728
Document Number	201800028065
Instrument Date	Nov 15, 2018
Instrument	201800028065
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 684, KALISPELL, MT 59903-0684

Mortgage

Document Number	201800028066
Date	Nov 16, 2018
Instrument	201800028066

Lender

Name	PARK SIDE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 48 Harbin Hill Rd was $3,318.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Fair-Mont-Egan Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,318.00	$479,400
2025			$479,400 Land $159,141 Building $320,259
2023	$2,721.00	$393,100	$393,100 Land $80,907 Building $312,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Harbin Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Harbin Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE TERRACE SUBD NO 2 private · serves 131 people · EPA ID MT0003040
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bullitt Communications.

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