Middlesex County and Acton Town property record for 48 Hammond St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,220 sqft · built 1989 |
| Lot Size | 3.67 acres (160,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $743,000 (Nov 2011) |
| Tax Bill | $20,359 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00D3 B:0023 L:0000 |
| Primary APN | ACTO M:00D3 B:0023 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,220 sqft Living Area |
| Gross Area | 6,725 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 160,150 sqft (3.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 48 HAMMOND ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Block | 23 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 363103 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 HAMMOND ST, ACTON, MA 01720-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2011 · Amount on Record |
| Deed Sale | Nov 2, 2011 · Amount on Record |
| Prior Sale | Jul 12, 2002 · Amount on Record |
| Deed Document Number | 201119 |
| Deed Book / Page | 57778 / 521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 13, 2026 |
| Property Address | 48 HAMMOND ST, ACTON, MA 01720-3205 |
| Document Number | 0000085785 |
| Book / Page | 85867 / 151 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202685785 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 48 HAMMOND ST, ACTON, MA 01720-3205 |
| Document Number | 0000085785, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 85867/151 |
| Instrument | 202685785 |
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,359.00 (+3.86%) | $1,187,100 (+0.95%) Land $439,400 Building $747,700 | $1,212,675 (-0.18%) |
| 2024 | $19,602.00 (+1.26%) | $1,175,900 (+6.67%) Land $439,400 Building $736,500 | $1,214,860 |
| 2023 | $19,358.00 | $1,102,400 Land $400,000 Building $702,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1987–2023) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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