48 Hammer Cir, Saint Johns, FL 32259 Property Records

St. Johns County property record for 48 Hammer Cir, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,027 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$597,000 (Sep 2023)
Tax Bill	$7,328 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`009862-2390`

Property Details

APN / Parcel Number

Primary APN	`009862-2390`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,027 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	273 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48 HAMMER CIR
City	SAINT JOHNS
State	FL
Zip	32259-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115/51-78 STILLWATER PHASE 1C LOT 239 OR5818/1351 & 5902/77
Legal Subdivision	STILLWATER PHASE 1C
Legal Block	1
Legal Lot Number	239
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1011
Census Tract	20810

Owner

48 Hammer Cir is owner-occupied and held in a trust since January 2024.

Source: St. Johns County records, as of July 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48 HAMMER CIR, SAINT JOHNS, FL 32259-9460
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 1, 2023	Special Warranty Deed, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Deed Document Number	202369254
Deed Book / Page	5818 / 1351
Last Transfer Date	Jan 30, 2024
Transfer Doc	0059020077
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 20, 2024
Property Address	48 HAMMER CIR, SAINT JOHNS, FL 32259-9460
Document Number	0059020077
Book / Page	5902 / 77
Map Reference	MB 115 PG 51
Instrument Date	Jan 30, 2024
Instrument	2024012267
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 HAMMER CIR, ST JOHNS, FL 32259-9460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 HAMMER CIR, ST JOHNS, FL 32259-9460

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 1, 2023
Property Address	48 HAMMER CIR, SAINT JOHNS, FL 32259-9460
Document Number	0058181351
Book / Page	5818 / 1351
Map Reference	MB 115 PG 51
Instrument Date	Aug 30, 2023
Instrument	2023069254
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$4,179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 HAMMER CIR, ST JOHNS, FL 32259-9460

Tax Assessment & Valuation

The 2025 property tax bill for 48 Hammer Cir was $7,328 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,018 (+2.7%)	$419,752 (-5.29%) Land $100,000 Building $319,752
2025	$7,328.00 (+10.66%) Homeowner's exemption	$306,736	$443,175 Land $110,000 Building $333,175
2024	$6,622.00 (+48.71%)
2023	$4,453.00	$100,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Hammer Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Hammer Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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