Putnam County and Kent Town property record for 48 Hamilton Dr, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,480 sqft · built 1935 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Nov 2018) |
| Tax Bill | $12,468 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.50-1-11 |
| Primary APN | 372200 22.50-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,496 sqft |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 100 ft deep x 180 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 152 sqft |
| Canopy | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 054050 |
|---|---|
| Street Address | 48 HAMILTON DR |
| City | CARMEL |
| State | NY |
| Zip | 10512-5155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 11.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10300 |
48 Hamilton Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Putnam County and Kent Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 HAMILTON DR, CARMEL, NY 10512-5155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD |
| Nov 20, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Dec 10, 2002 · Amount on File |
| Deed Document Number | 20181503063 |
| Deed Book / Page | 2096 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 48 HAMILTON DR, CARMEL, NY 10512-5155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLELAND AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0071090114 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 7109/114 |
| Instrument | 5200-2020 |
| Name | UNITED NORTHERN MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Address | MASSAPEQUA, NY 11758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 48 HAMILTON DR, CARMEL, NY 10512-5155 |
| Document Number | 0020960042 |
| Book / Page | 2096 / 042 |
| Map Reference | MAP 130-FF |
| Instrument Date | Oct 31, 2018 |
| Instrument | 1503063 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FORTRESS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 HAMILTON DR, 78, CARMEL, NY 10512-5157 |
| Name | Verified Name |
|---|---|
| Address | 48 HAMILTON DR, CARMEL, NY 10512-5155 |
| Document Number | 0001603192 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 1603192 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398,000 Land $72,800 Building $325,200 | $398,000 Land $72,800 Building $325,200 | |
| 2024 | $12,468.00 | ||
| 2023 | $265,000 (-) Land $22,700 Building $242,300 | $385,174 (+21.66%) Land $32,994 Building $352,180 | |
| 2022 | $265,000 Land $22,700 Building $242,300 | $316,607 Land $27,121 Building $289,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Hamilton Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Hamilton Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTONVILLE APTS private · serves 64 people · EPA ID NY3903714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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