48 Gray St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 48 Gray St, Amherst, MA 01002

Property Summary

Property Type	Triplex
Details	6 bd · 3.5 ba · 2,934 sqft · built 1900
Lot Size	0.601 acres (26,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$832,000 (Mar 2026)
Tax Bill	$6,728 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
APN	`14B000017`

Property Details

APN / Parcel Number

Primary APN	`14B000017`
Alternative APN	`AMHE M:0014B B:0000 L:0017`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,934 sqft Living Area
Gross Area	5,117 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	26,200 sqft (0.601 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	14B000017
Street Address	48 GRAY ST
City	AMHERST
State	MA
Zip	01002-2104
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	RAYMOND M BLISS
Legal Lot Number	17
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	2
Census Block	2013
Census Tract	820500

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 GRAY ST, AMHERST, MA 01002-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Dec 18, 2024 · Amount on Record
Deed Document Number	20264246
Deed Book / Page	15678 / 222
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	015678-222
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Mar 27, 2026
Property Address	48 GRAY ST, AMHERST, MA 01002-2104
Document Number	015678-222
Book / Page	15678 / 222
Instrument Date	Mar 26, 2026
Instrument	4246
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 GRAY ST, AMHERST, MA 01002-2104

Mortgage

Document Number	0000004247
Date	Mar 27, 2026
Instrument	4247

Lender

Name	BEACON BANK & TRUST

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2031
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,728.00 (+6,247.17%)	$397,900 (-32.73%) Land $222,500 Building $175,400
2025	$106.00 (-98.98%)	$591,500 (+5.74%) Land $204,300 Building $387,200
2024	$10,354.00 (+4.22%)	$559,400 (+13.17%) Land $192,800 Building $366,600
2023	$9,935.00	$494,300 Land $175,400 Building $318,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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