Clay County property record for 48 Gray Ln, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $29 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-00-00-027.01 |
| Primary APN | 081-00-00-027.01 |
|---|---|
| Alternative APNs |
|
| Building Area | 980 sqft Living Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3626 |
|---|---|
| Street Address | 48 GRAY LN |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.000 ACRES/VACANT |
| Jurisdiction | CLAY KY |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950302 |
48 Gray Ln is owned by an individual who acquired it in November 1996.
Source: Clay County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 73 HICKORY HILL RD, MANCHESTER, KY 40962-7979 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1996 |
| Deed Sale | Nov 1, 1996 |
| Deed Document Number | 0000236605 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 48 Gray Ln was $29.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29.00 | $2,500 | $2,500 |
| 2023 | $29.00 | $2,500 | $2,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Gray Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Gray Ln is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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