48 Grant St, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 48 Grant St, Cortland, NY 13045

Property Summary

Property TypeCommercial Vacant Land
OwnerCompany Name on Record
Last Sale$875,000 (Aug 2024)
Tax Bill$151 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN110200 86.35-01-20.000

Property Details

APN / Parcel Number

Primary APN110200 86.35-01-20.000
Alternative APN
  • 020008603500010200000000

Exterior

Lot Dimensions182 ft deep x 58 ft wide

Location & Zoning

Street Address48 GRANT ST
CityCORTLAND
StateNY
Zip13045-2260
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning Code05 - COMME
Legal Block1
Legal Lot Number20.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4004
Census Tract970500

Owner

Source: Cortland County and Cortland City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1657 LIGHTHOUSE HILL RD, HOMER, NY 13077-8464
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Deed Document Number20243215
Record UpdatedJun 8, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionCORTLAND NY
Recording DateAug 5, 2024
Property Address48 GRANT ST, CORTLAND, NY 13045-2260
Document Number0000003215
Instrument DateJul 29, 2024
Instrument2024-03215
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1657 LIGHTHOUSE HILL RD, HOMER, NY 13077-8464

Mortgage

Document Number0000003216
DateAug 5, 2024
Instrument2024-03216
Lender
NameTOMPKINS COMMUNITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$151.00 (-20.11%)$5,800 (+16%) Land $5,800$5,979 (-12.7%) Land $5,979
2023$189.00$5,000 Land $5,000$6,849 Land $6,849

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimApr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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