48 Granite Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 48 Granite Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,872 sqft · built 1984
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on Record
Tax Bill$3,462 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-24-206-042.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-206-042.000-018
Alternative APN
  • 1609240206042000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
1st Floor Area873 sqft
2nd Floor Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions193 ft deep x 49 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1609240206042000
Street Address48 GRANITE CT
CityCARMEL
StateIN
Zip46032-1296
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, STONEHEDGE ESTATES, SECTION 4, LOT 48
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionCARMEL
Legal Block4
Legal Lot Number48
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1004
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address48 GRANITE CT, CARMEL, IN 46032-1296
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2014
Deed SaleJul 1, 2014
Prior SaleJul 16, 2012
Deed Document Number2014026794
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address48 GRANITE CT, CARMEL, IN 46032-1296
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021030318
DateApr 21, 2021
Instrument2021030318
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$335,300 (+15.94%) Land $102,600 Building $232,700$335,300 (+15.94%) Land $102,600 Building $232,700
2024$3,462.00 (+18.32%)
2023$2,926.00 (+11.04%)$289,200 (+17.75%) Land $69,900 Building $219,300$289,200 (+17.75%) Land $69,900 Building $219,300
2022$2,635.00$245,600 Land $69,900 Building $175,700$245,600 Land $69,900 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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