48 Grand St, Providence, RI 02907 Property Records

Providence City property record for 48 Grand St, Providence, RI 02907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 903 sqft · built 1878
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Dec 2019)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:43 L:137`

Property Details

APN / Parcel Number

Primary APN	`PROV M:43 L:137`
Alternative APNs	`P:0430137 L:0000` `20627`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	903 sqft Living Area
Gross Area	1,851 sqft
1st Floor Area	611 sqft
Basement Area	596 sqft
Unfinished Basement	596 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20627
Street Address	48 GRAND ST
City	PROVIDENCE
State	RI
Zip	02907-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	137
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	4
Census Block	4022
Census Tract	1400

Owner

48 Grand St is owned and occupied by an individual who acquired it in January 2022.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 7, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 3, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage SKY BLUE IRT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2019243432
Deed Book / Page	12567 / 123
Last Transfer Date	Jan 19, 2022
Transfer Doc	013459-132
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014069-47
Date	Feb 22, 2024
Book Page	14069/47
Instrument	2024362617

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2050

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 7, 2022
Property Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Document Number	013459-132
Book / Page	13459 / 132
Instrument Date	Jan 19, 2022
Instrument	2022312267
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GRAND AVE, PROVIDENCE, RI

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 3, 2021
Property Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Document Number	13036-151
Book / Page	13036 / 151
Instrument Date	Mar 3, 2021
Instrument	2021280127
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 GRAND ST, PROVIDENCE, RI 02907-3010

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 3, 2019
Property Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Document Number	12567-123
Book / Page	12567 / 123
Instrument Date	Dec 3, 2019
Instrument	2019243432
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GRAND ST, PROVIDENCE, RI 02907-3010

Mortgage

Document Number	2019243433
Date	Dec 3, 2019
Instrument	2019243433

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 18, 2018
Property Address	48 GRAND ST, PROVIDENCE, RI 02907-3010
Document Number	12239-119
Book / Page	12239 / 119
Instrument Date	Dec 18, 2018
Instrument	216582
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GRAND ST, PROVIDENCE, RI 02907-3010

Mortgage

Document Number	216583
Date	Dec 18, 2018
Instrument	216583

Lender

Name	SKY BLUE IRT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Grand St was $2,319.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00	$276,100 Land $106,900 Building $169,200	$304,490
2023	$3,710.00 (+3.08%)	$202,200 (-) Land $71,300 Building $130,900
2022	$3,599.00	$202,200 Land $71,300 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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