Kent County property record for 48 Gneiss Rd, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,682 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,950 (Jun 2021) |
| Tax Bill | $2,223 (2026) |
| Deeds & Mortgages | Oct 2020 Construction Loan Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-03-046.02-04-54.00-000 |
| Primary APN | 4-03-046.02-04-54.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,682 sqft Living Area |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 111 ft deep x 61.9 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Account Number | 85740 |
|---|---|
| Street Address | 48 GNEISS RD |
| City | DOVER |
| State | DE |
| Zip | 19904-3691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | STONINGTON SUBD LOT 83 48 GNEISS ROAD |
| Legal Subdivision | STONINGTON |
| Legal Lot Number | 83 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 41803 |
48 Gneiss Rd is owned and occupied by an individual who bought it in June 2021.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Construction Mortgage APPLIED BANK |
| Jun 23, 2021 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Jan 5, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 14, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Deed Document Number | 2021421979 |
| Deed Book / Page | 11170 / 169 |
| Prior Transfer Date | Sep 2, 2020 |
| Prior Transfer Doc | 0000394747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000397011 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 10479/58 |
| Instrument | 2020-397011 |
| Name | APPLIED BANK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Oct 1, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jun 23, 2021 |
| Property Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Document Number | 0000421979 |
| Book / Page | 11170 / 169 |
| Map Reference | MB 140 PG 85-96 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-421979 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,398.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Document Number | 0000421980 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-421980 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 5, 2021 |
| Property Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Document Number | 0000404852 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 404852 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 14, 2020 |
| Property Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Document Number | 0000394747 |
| Book / Page | 010422 / 000001 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 394747 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 28, 2017 |
| Property Address | 48 GNEISS RD, DOVER, DE 19904-3691 |
| Document Number | 0000332820 |
| Book / Page | 008943 / 000157 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 332820 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4120 CONCORD PIKE #D WILMINGTON DE 198035401, D, WILMINGTON, DE 19803-5401 |
The 2026 property tax bill for 48 Gneiss Rd was $2,223, up 5.8% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,223.00 (+5.81%) | $354,500 Land $64,000 Building $290,500 |
| 2025 | $2,101.00 | |
| 2023 | $1,232.00 | $41,400 Land $3,400 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Gneiss Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Gneiss Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRISON LAKE PUMP DISTRICT private · serves 17,148 people · EPA ID DE0000004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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