48 Ginger Rd, High Falls, NY 12440 Property Records

Ulster County and Rochester Town property record for 48 Ginger Rd, High Falls, NY 12440 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,350 sqft · built 2014
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (May 2024)
Tax Bill	$9,573 (2025)
Deeds & Mortgages	May 2023 Refinance Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514400 77.4-2-4.100`

Property Details

APN / Parcel Number

Primary APN	`514400 77.4-2-4.100`
Alternative APN	`125500.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,070 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	200,376 sqft (4.6 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	125500.000
Street Address	48 GINGER RD
City	HIGH FALLS
State	NY
Zip	12440-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	4.100
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1053
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records · APN 514400 77.4-2-4.100

Assessment roll updated April 20, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 3RD ST, BROOKLYN, NY 11231-4805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Aug 08, 2018	Deed of Trust, Mortgage ULSTER SAVINGS BANK
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK
Apr 08, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Deed Document Number	20245557
Deed Book / Page	7357 / 309
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	48 GINGER RD, HIGH FALLS, NY 12440-5406
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005683
Date	May 22, 2023
Book Page	13091/106
Instrument	2023-5683

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	48 GINGER RD, HIGH FALLS, NY 12440-5406
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010958
Date	Aug 08, 2018
Book Page	0000011621/0000000057
Instrument	000000010958

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	173 Months
Due	Jan 01, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	48 GINGER RD, HIGH FALLS, NY 12440-5406
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006171
Date	May 12, 2020
Book Page	12058/305
Instrument	2020-6171

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 08, 2020
Property Address	48 GINGER RD, HIGH FALLS, NY 12440-5406
Document Number	0000004819
Book / Page	006585 / 000266
Instrument Date	Mar 20, 2020
Instrument	4819
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GINGER RD HIGH FALLS NY 124405406, HIGH FALLS, NY 12440-5406

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,573.00 (+296.73%)	$363,800 (-) Land $70,000 Building $293,800	$686,415 (+18.87%) Land $132,075 Building $554,340
2023		$363,800 (-) Land $70,000 Building $293,800	$577,460 (+14.29%) Land $111,111 Building $466,349
2022		$363,800 Land $70,000 Building $293,800	$505,278 Land $97,222 Building $408,056
2021	$2,413.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119530001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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