St. Johns County property record for 48 Gilchrist Way, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,675 sqft · built 2021 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $392,000 (Sep 2025) |
| Tax Bill | $7,645 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010016-0880 |
| Primary APN | 010016-0880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,119 sqft |
| 1st Floor Area | 1,675 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 48 GILCHRIST WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101/16-34 SHEARWATER PHASE 2D LOT 88 OR6225/1108 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 34 |
| Legal Subdivision | SHEARWATER PHASE 2D |
| Legal Phase | 2D |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20907 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 27, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 24, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 202577668 |
| Deed Book / Page | 6225 / 1108 |
| Prior Transfer Date | Nov 17, 2023 |
| Prior Transfer Doc | 0058620187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2025 |
| Property Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Document Number | 0062251108 |
| Book / Page | 6225 / 1108 |
| Map Reference | MB 101 PG 16-34 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025077668 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 TESSERA CT, ST JOHNS, FL 32259-8378 |
| Name | Verified Name |
|---|---|
| Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Document Number | 0062251110 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 6225/1110 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Document Number | 0058620187 |
| Book / Page | 5862 / 187 |
| Map Reference | MB 101 PG 16-34 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023092245 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 712 TESSERA CT, SAINT JOHNS, FL 32259-8378 |
| Name | Verified Name |
|---|---|
| Address | 712 TESSERA CT, SAINT JOHNS, FL 32259-8378 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Document Number | 0051871842 |
| Book / Page | 5187 / 1842 |
| Map Reference | MB 101 PG 16-34 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021020457 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | TOWN SQUARE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,992.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768 |
| Name | Verified Name |
|---|---|
| Address | 48 GILCHRIST WAY, SAINT AUGUSTINE, FL 32092-3152 |
| Document Number | 0051871848 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 5187/1848 |
| Instrument | 2021020460 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,432 (-41.18%) | $340,983 (-5.59%) Land $100,000 Building $240,983 | |
| 2025 | $7,645.00 (+5.03%) | $361,166 (-0.91%) | $361,166 (-0.91%) Land $100,000 Building $261,166 |
| 2024 | $7,279.00 (+16.74%) | $364,481 (+9.97%) | $364,481 (-2.67%) Land $95,000 Building $269,481 |
| 2023 | $6,235.00 (+5.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $331,445 (+3%) | $374,474 (+16.37%) Land $95,000 Building $279,474 |
| 2022 | $5,924.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $321,791 | $321,791 Land $84,000 Building $237,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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