48 Garden Rd, Alameda, CA 94502 Property Records

Alameda County property record for 48 Garden Rd, Alameda, CA 94502

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,931 sqft · built 1977
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Sep 2025)
Tax Bill	$15,967 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-1035-10`

Property Details

APN / Parcel Number

Primary APN	`74-1035-10`
Alternative APN	`074-1035-010-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,931 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,950 sqft (0.137 acres)

Location & Zoning

Street Address	48 GARDEN RD
City	ALAMEDA
State	CA
Zip	94502-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: AR: 0074 PAGE: 1035
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1000
Census Tract	428301

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 GARDEN RD, ALAMEDA, CA 94502-6720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 1, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 1, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage ATHAS CAPITAL GROUP INC
Dec 10, 2021	Grant Deed, Transfer · Commercial Mortgage YOULAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Dec 10, 2021 · Amount on Record
Deed Document Number	2025120203
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	0000044392
Record Updated	Sep 20, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 25, 2025
Property Address	48 GARDEN RD, ALAMEDA, CA 94502-6720
Document Number	0000120203
Instrument Date	Sep 17, 2025
Instrument	2025120203
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	48 GARDEN RD, ALAMEDA, CA 94502-6720

Mortgage

Document Number	0000120204
Date	Sep 25, 2025
Instrument	2025120204

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 1, 2022
Property Address	48 GARDEN RD, ALAMEDA, CA 94502-6720
Document Number	0000044392
Instrument Date	Feb 25, 2022
Instrument	2022044392
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29028 VAGABOND LN, HAYWARD, CA 94544-6419

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 1, 2022
Property Address	48 GARDEN RD, ALAMEDA, CA 94502-6720
Document Number	0000044393
Instrument Date	Feb 24, 2022
Instrument	2022044393
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29028 VAGABOND LN, HAYWARD, CA 94544-6419

Mortgage

Document Number	0000044394
Date	Mar 1, 2022
Instrument	2022044394

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 10, 2021
Property Address	48 GARDEN RD, ALAMEDA, CA 94502-6720
Document Number	0000394074
Instrument Date	Dec 8, 2021
Instrument	2021394074
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,755.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15848 VIA MEDIA, SAN LORENZO, CA 94580-2351

Mortgage

Document Number	0000394075
Date	Dec 10, 2021
Instrument	2021394075

Lender

Name	YOULAND INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,000 (+25.64%) Land $420,000 Building $980,000
2025	$15,967.00 (+6.36%)	$1,114,260 (+4.04%) Land $334,278 Building $779,982
2023	$15,012.00	$1,071,000 Land $321,300 Building $749,700	$810,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	277 units insured incl. 85 condo units
Nearby Flood Claims	5 (2018–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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