48 Friendly Ridge Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 48 Friendly Ridge Rd, Ocracoke, NC 27960

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 2,440 sqft · built 1973
Lot Size	0.444 acres (19,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2026)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	May 2007 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`9500590792`

Property Details

APN / Parcel Number

Primary APN	`9500590792`
Alternative APN	`1254`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,440 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,354 sqft (0.444 acres)
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	675 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	9500590792
Street Address	48 FRIENDLY RIDGE RD
City	OCRACOKE
State	NC
Zip	27960
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AGRICULTUR
Legal Description	LOTS 3334,35,FRIENDLY OCRACOKE RIDGE
Legal Subdivision	FRIENDLY OCRACOKE RIDGE
Legal Lot Number	35,3334
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3045
Census Tract	920101

Owner

Source: Hyde County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 RIVERVIEW DR, WASHINGTON, NC 27889-9745
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
May 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 19, 2026	Correction Deed MORTGAGE CONNECT
Mar 31, 2021	Special Warranty Deed, Transfer
Feb 3, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	May 1, 2026 · Amount on Record
Deed Document Number	2026414121
Deed Book / Page	312 / 824
Prior Transfer Date	Mar 17, 2026
Prior Transfer Doc	0000413890
Record Updated	Sep 20, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	48 FRIENDLY RIDGE RD, OCRACOKE, NC 27960
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000226/117
Date	May 4, 2007
Book Page	226/117

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 20, 2032

Interest

Rate Type	Adjustable Rate

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Jun 12, 2026
Document Number	0000414121
Book / Page	312 / 824
Instrument Date	May 26, 2026
Instrument	2026414121
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RIVERVIEW DR, WASHINGTON, NC 27889-9745

Mortgage

Document Number	0000414121,
Date	Jun 12, 2026
Book Page	312/828
Instrument	2026414121

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HYDE NC
Recording Date	May 1, 2026
Property Address	48 FRIENDLY RIDGE RD, OCRACOKE, NC 27960
Document Number	0000414010
Book / Page	312 / 379
Instrument Date	Apr 14, 2026
Instrument	2026.414010
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9 FOX CV, WEAVERVILLE, NC 28787-9044

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	HYDE NC
Recording Date	Mar 19, 2026
Property Address	48 FRIENDLY RIDGE RD, OCRACOKE, NC 27960
Document Number	000311/742
Book / Page	311 / 742
Map Reference	CAB A SL 120B
Instrument Date	Mar 17, 2026
Instrument	413890
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PERRYS WAY, GRANDY, NC 27939

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HYDE NC
Recording Date	Mar 31, 2021
Property Address	48 FRIENDLY RIDGE RD, OCRACOKE, NC 27960
Document Number	000289/313
Book / Page	289 / 313
Map Reference	CAB A SL 120B
Instrument Date	Mar 24, 2021
Instrument	409291
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, RD100, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 PERRYS WAY, GRANDY, NC 27939

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HYDE NC
Recording Date	Feb 3, 2021
Property Address	48 FRIENDLY RIDGE RD, OCRACOKE, NC 27960
Document Number	000288/320
Book / Page	288 / 320
Map Reference	CAB A SL 120B
Instrument Date	Jan 27, 2021
Instrument	409083
Transaction Type	Foreclosure
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Tax	$639.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,317.00	$352,911 (-) Land $304,000 Building $48,911	$352,911 (-) Land $304,000 Building $48,911
2024	$3,317.00 (+2.25%)	$352,911 (+13.84%) Land $304,000 Building $48,911	$352,911 (+13.84%) Land $304,000 Building $48,911
2023	$3,244.00	$310,018 Land $288,000 Building $22,018	$310,018 Land $288,000 Building $22,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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