48 Freds Rd, Gaffney, SC 29340 Property Records

Cherokee County property record for 48 Freds Rd, Gaffney, SC 29340 · Last verified November 2025

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.619 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2019)
Tax Bill	$102 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-16-00-033.000`

Property Details

APN / Parcel Number

Primary APN	`082-16-00-033.000`
Alternative APNs	`0821600033000 60039489` `002897223`

Exterior

Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	76 ft deep x 4 ft wide

Location & Zoning

Old Parcel Number	0821600033000 60039489
Street Address	FOREST HILLS DR
City	GAFFNEY
State	SC
Zip	29340
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FOREST HILLS LT#48/JOINS HOM FM LABATUT $190000 & PAR 32 FM TOTH $225000 W/PAR 32
Legal Subdivision	FOREST HILLS
Legal Tract	PD
Legal Lot Number	48
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3025
Census Tract	970601

Owner

Source: Cherokee County records · APN 082-16-00-033.000

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 FOREST HILLS DR, GAFFNEY, SC 29340-2836
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage FIRST PIEDMONT FED'L S&L ASSN
Jul 01, 2019	Grant Deed, Transfer · Conventional with PMI MIDLAND MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	0001132032
Deed Book / Page	113 / 2032
Last Transfer Date	Jul 01, 2019
Transfer Doc	0001132032
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	48 FREDS RD, GAFFNEY, SC 29340
Document Number	0001222444
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 03, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 FOREST HILLS DR GAFFNEY SC 293402836, GAFFNEY, SC 29340-2836

Mortgage

Document Number	0001222444
Date	May 22, 2020
Book Page	000122/002444
Instrument	2531

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 21, 2040

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 01, 2019
Property Address	48 FREDS RD, GAFFNEY, SC 29340
Document Number	0001132032
Book / Page	000113 / 002032
Instrument Date	Jun 28, 2019
Instrument	3172
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 FOREST HILLS DR GAFFNEY SC 293402836, GAFFNEY, SC 29340-2836

Mortgage

Document Number	1132034
Date	Jul 01, 2019
Book Page	000113/002034
Instrument	3173

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$102.00	$560 (-) Land $560	$14,000 (-) Land $14,000
2023		$560 Land $560	$14,000 Land $14,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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