Hampden County and Westfield City property record for 48 Franklin St, Westfield, MA 01085
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 4 bd · 3.5 ba · 3,490 sqft · built 1900 |
| Lot Size | 0.139 acres (6,048 sqft) |
| Owner | Company Name on File |
| Last Sale | $380,000 (Jan 2022) |
| Tax Bill | $3,882 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:55 L:101 |
| Primary APN | WFLD M:55 L:101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Units | 5 Units |
| Stories | 3 Stories |
| Building Area | 3,490 sqft Total Area |
| Gross Area | 6,004 sqft |
| Basement Area | 1,396 sqft |
| Unfinished Basement | 1,396 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 6,048 sqft (0.139 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 48 FRANKLIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2261 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CR |
| Legal Lot Number | 101 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 812702 |
48 Franklin St, a commercial property, is owned by a company that bought it in January 2022.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 79 AUSTIN LN, WEST SPRINGFIELD, MA 01089-2398 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust |
| Jan 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on File |
| Deed Sale | Jan 28, 2022 · Amount on File |
| Prior Sale | Nov 2, 1988 · Amount on File |
| Deed Document Number | 20225793 |
| Deed Book / Page | 24377 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 2, 2026 |
| Property Address | 48 FRANKLIN ST, WESTFIELD, MA 01085-2261 |
| Document Number | 026356-324 |
| Book / Page | 26356 / 324 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202624735 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000024735, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 26356/324 |
| Instrument | 202624735 |
| Amount | Amount on Record |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jan 28, 2022 |
| Property Address | 48 FRANKLIN ST, WESTFIELD, MA 01085-2261 |
| Document Number | 024377-429 |
| Book / Page | 24377 / 429 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 5793 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 AUSTIN LN, W SPRINGFIELD, MA 01089-2398 |
The 2026 property tax bill for 48 Franklin St was $3,882.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,882.00 | $259,980 (-32.21%) Land $44,700 Building $215,280 | |
| 2025 | $383,500 Land $76,700 Building $306,800 | $461,130 (+3.67%) | |
| 2024 | $444,790 | ||
| 2023 | $332,300 Land $66,500 Building $265,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Franklin St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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