48 Franklin St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 48 Franklin St, Somerville, MA 02145

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,843 sqft · built 1890
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Jun 2023)
Tax Bill	$10,253 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-D-21`

Property Details

APN / Parcel Number

Primary APN	`104-D-21`
Alternative APNs	`SOME M:104 B:D L:21` `12374030`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,843 sqft Living Area
Gross Area	4,556 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12374030
Street Address	48 FRANKLIN ST
City	SOMERVILLE
State	MA
Zip	02145-4207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	D
Legal Lot Number	21
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1004
Census Tract	351404

Owner

48 Franklin St, a duplex, is owned by two individuals who bought it in June 2023.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41 LEXINGTON CIR, SOUTHWICK, MA 01077-9811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Feb 28, 1997 · Amount on File
Deed Document Number	202359493
Deed Book / Page	81618 / 126
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 5, 2023
Property Address	48 FRANKLIN ST, SOMERVILLE, MA 02145-4207
Document Number	081618-126
Book / Page	81618 / 126
Instrument Date	Jun 5, 2023
Instrument	59493
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	41 LEXINGTON CIR, SOUTHWICK, MA 01077-9811

Mortgage

Document Number	0000059494
Date	Jun 5, 2023
Instrument	59494

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Franklin St was $10,253, up 5.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,253.00 (+5.11%)	$939,800 (+1.35%) Land $410,700 Building $529,100
2024	$9,755.00 (-1.43%)	$927,300 (-3.12%) Land $410,700 Building $516,600
2023	$9,897.00	$957,200 Land $410,700 Building $546,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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