48 Frank St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 48 Frank St, Dracut, MA 01826

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,252 sqft · built 1974
Lot Size	0.509 acres (22,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2020)
Tax Bill	$3,000 (2026)
Deeds & Mortgages	Mar 2020 Sale Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:36 B:8 L:48`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:36 B:8 L:48`
Alternative APN	`M:0036 B:0008 L:0048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,252 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	626 sqft
Basement Area	626 sqft
Unfinished Basement	626 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,177 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	48 FRANK ST
City	DRACUT
State	MA
Zip	01826-2621
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	8
Legal Lot Number	48
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3008
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 FRANK ST, DRACUT, MA 01826-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Condominium Deed, Transfer NOT AVAILABLE
Mar 26, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 15, 2002 · Amount on Record
Deed Document Number	202012973
Deed Book / Page	33955 / 50
Prior Transfer Date	Mar 4, 2020
Prior Transfer Doc	33890-52
Record Updated	Oct 29, 2026

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 5, 2020
Property Address	48 FRANK ST, DRACUT, MA 01826-2621
Document Number	33890-52
Book / Page	033890 / 000052
Instrument Date	Mar 4, 2020
Instrument	9741
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CHERRYWOOD DR DRACUT MA 018262573, DRACUT, MA 01826-2573

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 26, 2020
Property Address	48 FRANK ST, DRACUT, MA 01826-2621
Document Number	33955-50
Book / Page	33955 / 50
Instrument Date	Mar 26, 2016
Instrument	12973
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 FRANK ST # 48, 48, DRACUT, MA 01826-2621

Mortgage

Document Number	12974
Date	Mar 26, 2020
Instrument	12974

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,000.00 (+4.02%)	$310,200 (+8.84%) Building $310,200	$271,035 (-)
2025	$2,884.00 (+3.26%)	$285,000 (+6.62%) Building $285,000	$271,035 (+0.88%)
2024	$2,793.00 (+7.09%)	$267,300 (+18.69%) Building $267,300	$268,660
2023	$2,608.00	$225,200 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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