Albany County and Colonie Town property record for 48 Fox Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 990 sqft · built 1950 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2007) |
| Tax Bill | $3,519 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 16.8-1-36 |
| Primary APN | 012689 16.8-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Upper Floors Area | 330 sqft |
| Game Room | Game Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01600800010360000000 |
|---|---|
| Street Address | 48 FOX AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 2 N-FOX AVE E-60 S-92-17 |
| Legal Subdivision | PROPERTY OF DANIEL T HUTTON |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 FOX AVE, SCHENECTADY, NY 12304-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on Record |
| Deed Sale | Apr 2, 2007 · Amount on Record |
| Prior Sale | Apr 2, 2007 · Amount on Record |
| Deed Document Number | 20079925934 |
| Deed Book / Page | 2879 / 1077 |
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 0000000038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 48 FOX AVE, SCHENECTADY, NY 12304-4315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 48 FOX AVE, SCHENECTADY, NY 12304-4315 |
| Document Number | 0000006402 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | R2025-16402 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 211 Months |
| Due | Apr 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 9, 2017 |
| Property Address | 48 FOX AVE, SCHENECTADY, NY 12304-4315 |
| Document Number | 0000006122 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 6122 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 FOX AVE SCHENECTADY NY 123044315, SCHENECTADY, NY 12304-4315 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,519.00 (+6.8%) Homeowner's exemption | ||
| 2025 | $3,295.00 (+17.39%) Homeowner's exemption | $75,000 (-) Land $15,000 Building $60,000 | $171,600 (+16.66%) Land $34,320 Building $137,280 |
| 2023 | $75,000 (-) Land $15,000 Building $60,000 | $147,100 (+9.34%) Land $29,420 Building $117,680 | |
| 2022 | $75,000 Land $15,000 Building $60,000 | $134,529 Land $26,906 Building $107,623 | |
| 2021 | $2,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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