Passaic County and Wayne Township property record for 48 Forest Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,487 sqft · built 1930 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Aug 2023) |
| Tax Bill | $13,106 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01702-0000-00012 |
| Primary APN | 14-01702-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,487 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Lot Area | 13,634 sqft (0.313 acres) |
| Old Parcel Number | 1400522000000022 |
|---|---|
| Street Address | 48 FOREST TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1702 |
| Legal Lot Number | 12 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-01702-0000-00012
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 FOREST TER, WAYNE, NJ 07470-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Jul 14, 2022 | Deed, Transfer · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2022 · Amount on Record |
| Deed Document Number | 202327502 |
| Deed Book / Page | 4577 / 97 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 28, 2023 |
| Property Address | 48 FOREST TER, WAYNE, NJ 07470-4336 |
| Document Number | 0000027502 |
| Book / Page | D4577 / 97 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023027502 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 LAKE DR E, WAYNE, NJ 07470-4253 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 FOREST TER, WAYNE, NJ 07470-4336 |
| Document Number | 0000027503 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023027503 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 14, 2022 |
| Property Address | 48 FOREST TER, WAYNE, NJ 07470-4336 |
| Document Number | 0000035704 |
| Book / Page | D4351 / 144 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022035704 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 CARNABY CLOSE, 49, FREEHOLD, NJ 07728-3807 |
| Name | Verified Name |
|---|---|
| Address | 48 FOREST TER, WAYNE, NJ 07470-4336 |
| Document Number | 0000035705 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022035705 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,500 (-) Land $106,300 Building $112,200 | $218,500 (-) Land $106,300 Building $112,200 | |
| 2025 | $13,106.00 (+0.88%) | $218,500 (-) Land $106,300 Building $112,200 | $218,500 (-) Land $106,300 Building $112,200 |
| 2024 | $12,992.00 (+7.35%) | ||
| 2023 | $218,500 (-) Land $106,300 Building $112,200 | $218,500 (-) Land $106,300 Building $112,200 | |
| 2022 | $12,103.00 Widower's exemption | $218,500 Land $106,300 Building $112,200 | $218,500 Land $106,300 Building $112,200 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1980–2021) |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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