Worcester County and Milford Town property record for 48 Forest St, Milford, MA 01757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1880 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2020) |
| Tax Bill | $4,430 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:52 B:000 L:81 |
| Primary APN | MILF M:52 B:000 L:81 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,490 sqft |
| Basement Area | 863 sqft |
| Unfinished Basement | 863 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Gas |
| Street Address | 48 FOREST ST |
|---|---|
| City | MILFORD |
| State | MA |
| Zip | 01757-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 81 |
| Jurisdiction | MILFORD MA |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 744300 |
48 Forest St is owned and occupied by an individual who bought it in July 2020.
Source: Worcester County and Milford Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 FOREST ST, MILFORD, MA 01757-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jul 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Prior Sale | May 30, 2000 · Amount on File |
| Deed Document Number | 202083053 |
| Deed Book / Page | 62910 / 1 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 62910-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 48 FOREST ST, MILFORD, MA 01757-3362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60503-1 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 60503/1 |
| Instrument | 51131 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD MA |
| Property Address | 48 FOREST ST, MILFORD, MA 01757-3362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61722-355 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 61722/355 |
| Instrument | 2556 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILFORD MA |
| Recording Date | Jul 30, 2020 |
| Property Address | 48 FOREST ST, MILFORD, MA 01757-3362 |
| Document Number | 62910-1 |
| Book / Page | 62910 / 1 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 83053 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 FOREST ST, MILFORD, MA 01757-3362 |
| Document Number | 83054 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 83054 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48 Forest St was $4,430, up 2.3% from the year before.
Source: Worcester County and Milford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Milford Town |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,430.00 (+2.33%) | $346,100 (+6.26%) Land $152,800 Building $193,300 | $414,485 |
| 2024 | $4,329.00 (+2.32%) | $325,700 (+11.24%) Land $145,700 Building $180,000 | |
| 2023 | $4,231.00 | $292,800 Land $122,600 Building $170,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Forest St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Forest St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILFORD WATER DEPARTMENT serves 30,379 people · EPA ID MA2185000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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