48 Floyd Rd, Verona, NJ 07044 Property Records

Essex County and Verona Township property record for 48 Floyd Rd, Verona, NJ 07044

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1946
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Jan 2006)
Tax Bill	$12,977 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00801-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`20-00801-0000-00010`
Alternative APN	`2000040000000010`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	2000040000000010
Street Address	48 FLOYD RD
City	VERONA
State	NJ
Zip	07044-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X125
Legal Block	801
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	VERONA
Census Block Group	4
Census Block	4001
Census Tract	21100

Owner

Source: Essex County and Verona Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 FLOYD RD, VERONA, NJ 07044-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2006 · Amount on File
Deed Sale	Jan 24, 2006 · Amount on File
Deed Book / Page	6288 / 248
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	48 FLOYD RD, VERONA, NJ 07044-2522
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FLOYD RD, VERONA, NJ 07044-2522

Mortgage

Document Number	0000062559
Date	Jul 1, 2022
Instrument	2022062559

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	May 22, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	48 FLOYD RD, VERONA, NJ 07044-2522
Document Number	0000115047
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48 FLOYD RD VERONA NJ 070442522, VERONA, NJ 07044-2522

Mortgage

Document Number	0000115047
Date	Dec 5, 2019
Instrument	115047

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

Tax Assessment & Valuation

Source: Essex County and Verona Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Verona Township
Unified School District	Verona Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,400 (+64.98%) Land $353,000 Building $323,400	$676,400 (+64.98%) Land $353,000 Building $323,400
2025	$12,977.00 (+2.57%)	$410,000 (-) Land $212,000 Building $198,000	$410,000 (-) Land $212,000 Building $198,000
2024	$12,652.00 (+3.1%)
2023		$410,000 Land $212,000 Building $198,000	$410,000 Land $212,000 Building $198,000
2022	$12,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERONA WATER DEPARTMENT serves 13,641 people · EPA ID NJ0720001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Floyd Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures