48 Florence St, New Bern, NC 28560 Property Records

Pamlico County property record for 48 Florence St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,450 sqft · built 1983
Lot Size0.455 acres (19,863 sqft)
OwnerIndividual Name on Record
Last Sale$144,000 (Sep 2020)
Tax Bill$712 (2023)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND061-188-400

Property Details

APN / Parcel Number

Primary APND061-188-400
Alternative APNs
  • 6520384272000
  • 19840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,450 sqft Finished Area

Exterior

Year BuiltBuilt 1983
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area19,863 sqft (0.455 acres)
PorchOpen Porch
Porch Area25 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19840
Street Address48 FLORENCE ST
CityNEW BERN
StateNC
Zip28560-5754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLORENCE STREET LOT 400 SEC 7 PINEDALE 0011147 6520384272000
Legal Lot Number400
JurisdictionPAMLICO NC
Township / Civil Division1
Census Block Group2
Census Block2013
Census Tract950101

Owner

Source: Pamlico County records, as of August 21, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address48 FLORENCE ST, NEW BERN, NC 28560-5754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Deed Document Number0000667873
Deed Book / Page667 / 873
Record UpdatedJun 7, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionPAMLICO NC
Recording DateSep 23, 2020
Property Address48 FLORENCE ST, NEW BERN, NC 28560-5754
Document Number667/873
Book / Page667 / 873
Map ReferenceMB 7 PG 39
Instrument DateSep 14, 2020
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 FLORENCE ST, NEW BERN, NC 28560-5754

Mortgage

Document Number667876
DateSep 23, 2020
Instrument667/876
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$712.00$100,748 Land $14,136 Building $86,612$100,748 Land $14,136 Building $86,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims55 (1985–2018)
Claims Outside the SFHA4 of 55
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 13 claims
  • Hurricane Irene, Aug 2011 · 18 claims
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD HARBOUR
private · serves 5,514 people · EPA ID NC0425132
Water SourceGroundwater
Last State InspectionMay 2025
Also Mapped HerePAMLICO COUNTY WATER
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Florence St

Nearby Streets

Search Property Records by Address or Parcel Number