48 Flora Dr, Benson, NC 27504 Property Records

Johnston County property record for 48 Flora Dr, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,847 sqft · built 2019
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,000 (Nov 2019)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13E04019M`

Property Details

APN / Parcel Number

Primary APN	`13E04019M`
Alternative APN	`2000223710`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,847 sqft Living Area
Gross Area	3,919 sqft
1st Floor Area	1,984 sqft
Attic	Attic
Attic Area	864 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000223710
Street Address	48 FLORA DR
City	BENSON
State	NC
Zip	27504-8076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 3 ANNS HOLLOW 87/331-333
Legal Subdivision	ANNS HOLLOW SUBDIVISION
Legal Lot Number	3
Jurisdiction	JOHNSTON NC
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1002
Census Tract	41504

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 FLORA DR, BENSON, NC 27504-8076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	2019635041
Deed Book / Page	5463 / 867
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Apr 2, 2026
Property Address	48 FLORA DR, BENSON, NC 27504-8076
Document Number	0000010158
Book / Page	7082 / 227
Instrument Date	Mar 30, 2026
Instrument	202610158
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FLORA DR, BENSON, NC 27504-8076

Mortgage

Document Number	0000010158,
Date	Apr 2, 2026
Book Page	7082/227
Instrument	202610158

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	48 FLORA DR, BENSON, NC 27504-8076
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813885
Date	Jun 10, 2022
Book Page	6276/694
Instrument	2022813885

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BENSON, NC 27504

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	48 FLORA DR, BENSON, NC 27504-8076
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000801958
Date	Mar 22, 2022
Book Page	6215/498
Instrument	2022801958

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 7, 2019
Property Address	48 FLORA DR, BENSON, NC 27504-8076
Document Number	0000635041
Book / Page	5463 / 0867
Map Reference	MB 87 PG 331-333
Instrument Date	Nov 7, 2019
Instrument	2019635041
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FLORA DR, BENSON, NC 27504-8076

Mortgage

Document Number	0000635042
Date	Nov 7, 2019
Instrument	2019635042

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00 (-1.56%)	$483,600 (-) Land $80,000 Building $403,600	$483,600 (-) Land $80,000 Building $403,600
2025	$3,070.00 (+15.63%)	$483,600 (+42.48%) Land $80,000 Building $403,600	$483,600 (+42.48%) Land $80,000 Building $403,600
2023	$2,655.00	$339,410 Land $65,000 Building $274,410	$339,410 Land $65,000 Building $274,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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