48 Fleet St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 48 Fleet St, Annapolis, MD 21401

Property Summary

Property TypeTownhouse
Details1 ba · 1,011 sqft · built 1900
Lot Size0.017 acres (784 sqft)
Owner2 Individual Names on File
Last Sale$256,000 (Sep 2017)
Tax Bill$6,492 (2023)
Deeds & MortgagesSep 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-05307400

Property Details

APN / Parcel Number

Primary APN06-000-05307400
Alternative APNs
  • 600005307400
  • 00005307400

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,011 sqft Total Area
1st Floor Area525 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialMetal
Lot Area784 sqft (0.017 acres)
PorchOpen Porch
Porch Area39 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number00005307400
Old Parcel Number600005307400
Street Address48 FLEET ST
CityANNAPOLIS
StateMD
Zip21401-1712
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description1 LT 48 FLEET ST ANNAPOLIS
Legal SubdivisionACREAGE & UNREC PLATS
Legal Lot Number48
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2009
Census Tract706103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District
listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12605 AMBER TER, HENRICO, VA 23233-7029
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 13, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST HM MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Deed Document Number31347-204
Deed Book / Page031347 / 000204
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address48 FLEET ST, ANNAPOLIS, MD 21401-1712
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12605 AMBER TER, RICHMOND, VA 23233-7029

Mortgage

Document Number0375710001
DateSep 20, 2021
Book Page37571/1
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 13, 2017
Property Address48 FLEET ST, ANNAPOLIS, MD 21401-1712
Document Number0313470204
Book / Page031347 / 000204
Instrument DateAug 24, 2017
Transaction TypeTransfer
Record UpdatedNov 3, 2017
Title CompanyMID-MARYLAND TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address48 FLEET ST ANNAPOLIS MD 214011712, ANNAPOLIS, MD 21401-1712

Mortgage

Document Number313470219
DateSep 13, 2017
Book Page031347/000219
Lender
NameFIRST HM MTG CORP
AddressBALTIMORE, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,492.00$452,100 Land $395,000 Building $57,100$452,100 Land $395,000 Building $57,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims5 (2021–2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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