48 Fieldstone Dr, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 48 Fieldstone Dr, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,555 sqft · built 1962
Lot Size	0.146 acres (6,368 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Sep 2021)
Tax Bill	$11,919 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00085-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`18-00085-0000-00015`
Alternative APN	`180008500015`

Interior

Stories	2 Stories
Building Area	1,555 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	6,368 sqft (0.146 acres)
Lot Dimensions	98 ft deep x 65 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	48 FIELDSTONE DR
City	SOMERVILLE
State	NJ
Zip	08876-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 85 P/O LOTS 15 & 16
Legal Subdivision	MEADOWBROOK ESTATES SEC 02
Legal Block	85
Legal Lot Number	15
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4004
Census Tract	50300

Owner

48 Fieldstone Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Somerset County and Somerville Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 FIELDSTONE DR, SOMERVILLE, NJ 08876-1757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Nov 23, 2004 · Amount on File
Deed Document Number	202155127
Deed Book / Page	7382 / 881
Prior Transfer Date	Oct 4, 1990
Prior Transfer Doc	1793000048
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 13, 2021
Property Address	48 FIELDSTONE DR, SOMERVILLE, NJ 08876-1757
Document Number	0000055127
Book / Page	7382 / 881
Instrument Date	Jul 9, 2021
Instrument	2021055127
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 STUDDIFORD WAY, 10, BRIDGEWATER, NJ 08807-2693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FIELDSTONE DR, SOMERVILLE, NJ 08876-1757

Mortgage

Document Number	0000055128
Date	Sep 13, 2021
Instrument	2021055128

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	48 FIELDSTONE DR, SOMERVILLE, NJ 08876-1757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053627
Date	Oct 30, 2020
Book Page	7267/1865
Instrument	2020053627

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 48 Fieldstone Dr was $11,919, up 3.2% from the year before.

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,200 (-) Land $141,000 Building $151,200	$292,200 (-) Land $141,000 Building $151,200
2025	$11,919.00 (+3.19%)	$292,200 Land $141,000 Building $151,200	$292,200 Land $141,000 Building $151,200
2024	$11,550.00
2023		$292,200 Land $141,000 Building $151,200	$292,200 Land $141,000 Building $151,200
2022	$10,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Fieldstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Fieldstone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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