48 Fairfield Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 48 Fairfield Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,339 sqft · built 1951
Lot Size	0.188 acres (8,175 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Oct 2021)
Tax Bill	$5,430 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 115.11-2-7`

Property Details

APN / Parcel Number

Primary APN	`145203 115.11-2-7`
Alternative APN	`52031151100002007000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	919 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,175 sqft (0.188 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	48 FAIRFIELD AVE
City	LANCASTER
State	NY
Zip	14086-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC10 614 28PT 27 75 X 108.7
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	14300

Owner

48 Fairfield Ave is owned and occupied by an individual who bought it in October 2021.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	48 FAIRFIELD AVE, LANCASTER, NY 14086-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Jun 14, 2007 · Amount on File
Deed Document Number	20212021216580
Deed Book / Page	11390 / 1395
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 28, 2021
Property Address	48 FAIRFIELD AVE, LANCASTER, NY 14086-2902
Document Number	0113901395
Book / Page	11390 / 1395
Instrument Date	Oct 27, 2021
Instrument	2021216580
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 FAIRFIELD AVE, 48, LANCASTER, NY 14086-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 FAIRFIELD AVE, LANCASTER, NY 14086-2902

Mortgage

Document Number	0140228308
Date	Oct 28, 2021
Book Page	14022/8308
Instrument	2021216581

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 48 Fairfield Ave was $5,430, up 199% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,430.00 (+199.01%)
2025	$1,816.00 (-65.57%)	$158,000 (-) Land $37,200 Building $120,800	$246,875 (+12.52%) Land $58,125 Building $188,750
2024	$5,274.00	$158,000 (-) Land $37,200 Building $120,800	$219,400 (+4.13%) Land $51,656 Building $167,744
2023		$158,000 Land $37,200 Building $120,800	$210,700 Land $49,608 Building $161,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Fairfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Fairfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20