48 Everett St, Apt A, Newport, RI 02840 Property Records

Newport City property record for 48 Everett St, Apt A, Newport, RI 02840

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 813 sqft · built 1900
Lot Size	0.319 acres (13,915 sqft)
Owner	Individual Name on Record
Last Sale	$468,000 (Jun 2023)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R04240`

Property Details

APN / Parcel Number

Primary APN	`R04240`
Alternative APN	`NEWP M:022 B:0022 L:A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	5 Units
Stories	1 Story
Building Area	813 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	13,915 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R04240
Street Address	48 EVERETT ST, A
City	NEWPORT
State	RI
Zip	02840-2778
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10
Legal Subdivision	BEECHTREE COTTAGE
Legal Block	22
Legal Lot Number	A
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2019
Census Tract	40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kay Street-Catherine Street-Old Beach Road Historic District (Boundary Decrease) listed 2018 · 536 contributing resources · NRIS 73000052

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 EVERETT ST, A, NEWPORT, RI 02840-2778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT
Jun 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP
Sep 30, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Jan 10, 2020	Grant Deed, Transfer · Conventional Mortgage BANKNEWPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Book / Page	3146 / 68
Transfer Doc	2174-297
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003006-49
Date	Jun 1, 2021
Book Page	3006/49
Instrument	136756

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jun 1, 2023
Property Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778
Document Number	0003146-68
Book / Page	3146 / 68
Instrument Date	May 31, 2023
Instrument	147855
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778

Mortgage

Document Number	0000147856
Date	Jun 1, 2023
Instrument	147856

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Sep 30, 2022
Property Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778
Document Number	00003111-2
Book / Page	3111 / 2
Instrument Date	Sep 30, 2022
Instrument	144882
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778

Mortgage

Document Number	0000144883
Date	Sep 30, 2022
Instrument	144883

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWPORT RI
Recording Date	Jan 10, 2020
Property Address	48 EVERETT ST APT A, A, NEWPORT, RI 02840-2778
Document Number	2861-83
Book / Page	002861 / 000083
Instrument Date	Jan 10, 2020
Instrument	126513
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 EVERETT ST #A NEWPORT RI 028402778, A, NEWPORT, RI 02840-2778

Mortgage

Document Number	2861-85
Date	Jan 10, 2020
Book Page	002861/000085
Instrument	126514

Lender

Name	BANKNEWPORT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (+21.93%)	$432,000 (+68.42%) Building $432,000	$551,876
2023	$2,544.00 (+3.2%)	$256,500 (-) Building $256,500
2022	$2,465.00	$256,500 Building $256,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	6 (1984–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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