Essex County and Nutley Township property record for 48 Enclosure St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,764 sqft · built 1880 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (Jul 2018) |
| Tax Bill | $22,418 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04301-0000-00034 |
| Primary APN | 16-04301-0000-00034 |
|---|---|
| Alternative APN |
|
| Building Area | 2,764 sqft Living Area |
|---|
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 175 ft deep x 80 ft wide |
| Old Parcel Number | 1600257000000051 |
|---|---|
| Street Address | 48 ENCLOSURE ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 80X175 IRR |
| Legal Block | 4301 |
| Legal Lot Number | 34 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 13500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Enclosure Historic District listed 1974 · 10 contributing resources · NRIS 74001160 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Nutley Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 ENCLOSURE ST, NUTLEY, NJ 07110-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional with PMI FAMILY FIRST FNDG |
| Jul 20, 2018 | Grant Deed, Transfer · Conventional with PMI FAMILY FIRST FNDG |
| Aug 8, 2017 | Deed of Trust, Mortgage · Line of Credit INVESTORS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 201862430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 ENCLOSURE ST, NUTLEY, NJ 07110-2308 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2021045955 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021045955 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 ENCLOSURE ST, NUTLEY, NJ 07110-2308 |
| Document Number | 0000108013 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 ENCLOSURE ST NUTLEY NJ 071102308, NUTLEY, NJ 07110-2308 |
| Document Number | 0000108013 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 108013 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 20, 2018 |
| Property Address | 48 ENCLOSURE ST, NUTLEY, NJ 07110-2308 |
| Document Number | 0000062430 |
| Instrument Date | Jun 23, 2018 |
| Instrument | 62430 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $695.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 ENCLOSURE ST NUTLEY NJ 071102308, NUTLEY, NJ 07110-2308 |
| Document Number | 62433 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 62433 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 ENCLOSURE ST, NUTLEY, NJ 07110-2308 |
| Document Number | 0000074068 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 ENCLOSURE ST NUTLEY NJ 071102308, NUTLEY, NJ 07110-2308 |
| Document Number | 0000074068 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 74068 |
| Name | INVESTORS BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $830,600 (-) Land $311,300 Building $519,300 | $830,600 (-) Land $311,300 Building $519,300 | |
| 2025 | $22,418.00 (+2.55%) | $830,600 (-) Land $311,300 Building $519,300 | $830,600 (-) Land $311,300 Building $519,300 |
| 2024 | $21,861.00 (+7.17%) | ||
| 2023 | $830,600 Land $311,300 Building $519,300 | $830,600 Land $311,300 Building $519,300 | |
| 2022 | $20,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 10 (1978–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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