48 Emerald Dr, Pike Road, AL 36064 Property Records

Montgomery County property record for 48 Emerald Dr, Pike Road, AL 36064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,115 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$245,200 (Dec 2013)
Tax Bill	$2,732 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-05-21-0-000-003.144`

Property Details

APN / Parcel Number

Primary APN	`08-05-21-0-000-003.144`
Alternative APN	`303429`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,115 sqft Living Area
1st Floor Area	1,816 sqft
Upper Floors Area	1,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	720 sqft
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	303429
Street Address	48 EMERALD DR
City	PIKE ROAD
State	AL
Zip	36064-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0805210000003144
Legal Range	20E
Legal Township	16N
Legal Section	21
Legal Subdivision	STONE PARK 3
Legal Lot Number	197
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	1
Census Block	1005
Census Tract	5502

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 EMERALD DR, PIKE ROAD, AL 36064-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2013 · Amount on Record
Deed Sale	Dec 31, 2013 · Amount on Record
Deed Book / Page	4525 / 991
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	48 EMERALD DR, PIKE ROAD, AL 36064-2932
Document Number	0055280235
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 EMERALD DR PIKE ROAD AL 360642932, PIKE ROAD, AL 36064-2932

Mortgage

Document Number	0055280235
Date	Jan 28, 2021
Book Page	005528/000235

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	48 EMERALD DR, PIKE ROAD, AL 36064-2932
Document Number	0053900546
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 EMERALD DR PIKE ROAD AL 360642932, PIKE ROAD, AL 36064-2932

Mortgage

Document Number	0053900546
Date	Jun 2, 2020
Book Page	005390/000546

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Pike Road City
Unified School District	Pike Road City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,732.00 (+0.55%)
2025	$2,717.00 (+1.12%) Homeowner's exemption	$39,970 (+1.11%) Land $3,000 Building $36,970	$399,700 (+1.11%) Land $30,000 Building $369,700
2023	$2,687.00 Homeowner's exemption	$39,530 Land $3,000 Building $36,530	$395,300 Land $30,000 Building $365,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless, Verizon.

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