48 Elm St, Walpole, NH 03608 Property Records

Cheshire County and Walpole Town property record for 48 Elm St, Walpole, NH 03608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,078 sqft · built 1965
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Jul 2024)
Tax Bill	$7,484 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Nov 2025 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WLPO M:00020 L:000004 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WLPO M:00020 L:000004 S:000000`
Alternative APN	`M:00020 B:000004 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,920 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	48 ELM ST
City	WALPOLE
State	NH
Zip	03608-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB R
Legal Lot Number	4
Jurisdiction	WALPOLE TOWN NH
Township / Civil Division	WALPOLE
Census Block Group	2
Census Block	2050
Census Tract	970200

Owner

48 Elm St is owned and occupied by an individual who bought it in July 2024.

Source: Cheshire County and Walpole Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 ELM ST, WALPOLE, NH 03608-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Reverse Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 7, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Deed Document Number	20244703
Deed Book / Page	3282 / 745
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	48 ELM ST, WALPOLE, NH 03608-8802
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03329-1255
Date	Nov 7, 2025
Book Page	3329/1255
Instrument	2508739

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1057 Months
Due	Dec 1, 2113

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	48 ELM ST, WALPOLE, NH 03608-8802
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03329-1240
Date	Nov 7, 2025
Book Page	3329/1240
Instrument	2508738

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1057 Months
Due	Dec 1, 2113

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Property Address	48 ELM ST, WALPOLE, NH 03608-8802
Document Number	0030200693
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELM ST WALPOLE NH 03608, WALPOLE, NH 03608

Mortgage

Document Number	0030200693
Date	Mar 29, 2018
Book Page	003020/000693
Instrument	2235

Lender

Name	PEOPLE'S UNITED BK
Type	Bank
Address	BRIDGEPORT, CT 06604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 48 Elm St was $7,484, up 0.9% from the year before.

Source: Cheshire County and Walpole Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Walpole Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,484.00 (+0.88%)	$433,600 (-) Land $173,700 Building $259,900
2024	$7,419.00 (+8.96%)	$433,600 (+3.41%) Land $173,700 Building $259,900
2023	$6,809.00 (-0.55%)	$419,300 (-) Land $173,700 Building $245,600
2022	$6,847.00	$419,300 Land $173,700 Building $245,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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