Bristol County and Swansea Town property record for 48 Elm St, Somerset, MA 02726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,284 sqft · built 2017 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,632 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | SOME M:0E3 L:0360 |
| Primary APN | SOME M:0E3 L:0360 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 3,426 sqft |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 1,142 sqft |
| Unfinished Basement | 642 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 48 ELM ST |
|---|---|
| City | SOMERSET |
| State | MA |
| Zip | 02726-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 360 |
| Jurisdiction | SOMERSET MA |
| Township / Civil Division | SWANSEA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 645102 |
48 Elm St is owned and occupied by two individuals.
Source: Bristol County and Swansea Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 ELM ST, SOMERSET, MA 02726-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 48 Elm St was $9,632.
Source: Bristol County and Swansea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Swansea Town |
| Unified School District | Swansea School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,632.00 | $724,200 Land $208,700 Building $515,500 | $691,030 (+1.63%) |
| 2024 | $679,915 | ||
| 2023 | $7,874.00 | $621,000 Land $189,700 Building $431,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Elm St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (2006–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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