48 Elm St, East Millinocket, ME 04430 Property Records

Penobscot County and East Millinocket Town property record for 48 Elm St, East Millinocket, ME 04430

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Sep 2021)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage + 2 more
APN	`EMNK M:0057-2 L:003`

Property Details

APN / Parcel Number

Primary APN	`EMNK M:0057-2 L:003`
Alternative APNs	`M:0057=2 L:003` `590` `608`

Exterior

Architectural Style	Multi-Family
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	608
Street Address	48 ELM ST
City	EAST MILLINOCKET
State	ME
Zip	04430-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GREAT NTHRN PAPER COMPANY I EA
Legal Lot Number	3
Jurisdiction	EAST MILLINOCKET ME
Township / Civil Division	EAST MILLINOCKET
Census Block Group	1
Census Block	1048
Census Tract	31000

Owner

48 Elm St is owned and occupied by an individual who bought it in September 2021.

Source: Penobscot County and East Millinocket Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 ELM ST, EAST MILLINOCKET, ME 04430-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Sep 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INFINITY FEDERAL CREDIT UNION
Apr 2, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Apr 2, 2018
Deed Document Number	202133523
Deed Book / Page	16211 / 326
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0162110326
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST MILLINOCKET ME
Property Address	48 ELM ST, EAST MILLINOCKET, ME 04430-1249
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0162110349
Date	Sep 29, 2021
Book Page	16211/349
Instrument	33525

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST MILLINOCKET ME
Recording Date	Sep 29, 2021
Property Address	48 ELM ST, EAST MILLINOCKET, ME 04430-1249
Document Number	0162110326
Book / Page	16211 / 326
Instrument Date	Sep 28, 2021
Instrument	33523
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ELM LN, STETSON, ME 04488-3200

Mortgage

Document Number	0000033524
Date	Sep 29, 2021
Instrument	33524

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2036
Max Rate At Change	2.75%
Index	Other

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST MILLINOCKET ME
Recording Date	Apr 2, 2018
Property Address	48 ELM ST, EAST MILLINOCKET, ME 04430-1249
Document Number	0147750202
Book / Page	014775 / 000202
Instrument Date	Mar 29, 2018
Instrument	7994
Transaction Type	Transfer
Record Updated	Apr 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 BELLSQUEEZE RD BENTON ME 049013520, BENTON, ME 04901-3520

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	EAST MILLINOCKET ME
Recording Date	Nov 22, 2017
Property Address	48 ELM ST, EAST MILLINOCKET, ME 04430-1249
Document Number	0146770122
Book / Page	014677 / 000122
Instrument Date	Aug 30, 2017
Instrument	36893
Transaction Type	Foreclosure
Record Updated	Jan 9, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 STEARNS HILL RD SOUTH PARIS ME 042816406, SOUTH PARIS, ME 04281-6406

Tax Assessment & Valuation

The 2025 property tax bill for 48 Elm St was $3,032, up 13.4% from the year before.

Source: Penobscot County and East Millinocket Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	East Millinocket Town
Unified School District	East Millinocket (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,032.00 (+13.43%)	$79,800 (-) Land $6,100 Building $73,700
2024	$2,673.00	$79,800 Land $6,100 Building $73,700
2022	$2,039.00	$61,410 Land $4,717 Building $56,693

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA's flood maps do not cover 48 Elm St; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILLINOCKET WATER WORKS serves 2,133 people · EPA ID ME0091150
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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