48 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 48 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	2 ba · 1,244 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Jan 2019)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`BIDD M:40 L:35`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:40 L:35`
Alternative APN	`400350000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Total Area
Gross Area	4,294 sqft
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	400350000
Street Address	48 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-2010
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	B1
Legal Lot Number	35
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1015
Census Tract	25204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	48 ELM ST, BIDDEFORD, ME 04005-2010
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage MAINE COMMUNITY BANK
Jan 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	20191622
Deed Book / Page	17879 / 555
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	48 ELM ST, BIDDEFORD, ME 04005-2010
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196610453
Date	May 19, 2025
Book Page	19661/453
Instrument	2025015564

Lender

Name	MAINE COMMUNITY BANK

Agreement

Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jan 16, 2019
Property Address	48 ELM ST, BIDDEFORD, ME 04005-2010
Document Number	0178790555
Book / Page	17879 / 555
Instrument Date	Jan 15, 2019
Instrument	2019001622
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ELM ST, BIDDEFORD, ME 04005-2010

Mortgage

Document Number	2019001623
Date	Jan 16, 2019
Instrument	2019001623

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,092.00 (+6.44%)	$340,800 (+1.31%) Land $110,200 Building $230,600
2024	$4,784.00 (+8.38%)	$336,400 (-) Land $110,200 Building $226,200
2023	$4,414.00 (+13.88%)	$336,400 (+42.42%) Land $110,200 Building $226,200
2022	$3,876.00	$236,200 Land $60,500 Building $175,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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