Albany County and Bethlehem Town property record for 48 Elm Ave E, Selkirk, NY 12158
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,350 sqft · built 1962 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,500 (Feb 2024) |
| Tax Bill | $6,112 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 109.00-2-16.2 |
| Primary APN | 012200 109.00-2-16.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 69,696 sqft (1.6 acres) |
| Lot Dimensions | 696 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 502 sqft |
| Shed | 1 Shed |
| Canopy | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 10900000020160020000 |
|---|---|
| Street Address | 48 ELM AVE E |
| City | SELKIRK |
| State | NY |
| Zip | 12158-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 2 |
| Legal Lot Number | 16.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 14304 |
48 Elm Ave E is owned and occupied by an individual who bought it in February 2024.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 ELM AVE E, SELKIRK, NY 12158-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on File |
| Deed Sale | Feb 22, 2024 · Amount on File |
| Deed Document Number | 20242943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 22, 2024 |
| Property Address | 48 ELM AVE E, SELKIRK, NY 12158-1214 |
| Document Number | 0000000943 |
| Instrument Date | Feb 14, 2024 |
| Instrument | R2024-2943 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 ELM AVE E, SELKIRK, NY 12158-1214 |
| Name | Verified Name |
|---|---|
| Address | 99 S LAKE AVE APT 9S, 9S, ALBANY, NY 12208-3378 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 48 ELM AVE E, SELKIRK, NY 12158-1214 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000737 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | R2021-10737 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 48 Elm Ave E was $6,112.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Ravena-Coeymans-Selkirk Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,112.00 | ||
| 2025 | $179,200 Land $99,000 Building $80,200 | $280,000 Land $154,687 Building $125,313 | |
| 2023 | $179,200 Land $99,000 Building $80,200 | $238,933 Land $132,000 Building $106,933 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 48 Elm Ave E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Elm Ave E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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